First Home Buyer, Home Loan, House Deposit, Next Home Buyer
So you’ve decided you want to buy a new home? Congratulations! Making this huge decision is just the first step in your upcoming home loan journey. But it’s an exciting one. The next step is to save for a house deposit. But how much do you actually need for a house...
First Home Buyer, Lenders Mortgage Insurance, Next Home Buyer
Lenders Mortgage Insurance Explained – What is LMI? Lenders mortgage insurance (LMI) is essentially an insurance policy you, as the mortgage holder, pays that protects the lenders from financial loss. Even with a small deposit, you can own your home sooner with...
Buying & Selling, First Home Buyer, Investor, Next Home Buyer
Recent data by CoreLogic and the Australian Bureau of Statistics revealed an increasing demand for mortgage lending after significant industry changes throughout 2019 that helped boost property prices as well. Buyers can lend more now than before and with the...
Buying & Selling, First Home Buyer, Using a Broker
The Reserve Bank of Australia (RBA) has put a pause on the rate cuts, leaving the cash rate of 0.75 per cent unchanged until the next meeting. In recent months, it’s proven to be effective for the property market, as we’re seeing the market recovering with the...
First Home Buyer, Investor, Loan Basics, Next Home Buyer
Refinancing a loan on your investment property can help you grow and improve the value of your portfolio. Why should you refinance your investment property? Refinancing your loan allows you to access the equity in your property. Equity is the proportion of the...
Buying & Selling, First Home Buyer, Investor, Next Home Buyer
The beginning of the new decade comes with a bang as some amazing spots emerge across SEQ. If you’re thinking of buying your first home in 2020, these are some of the best suburbs to put on your list. BRISBANE Suburbs in Brisbane North can offer plenty of...