First Home Buyer, Home Loan, House Deposit, Next Home Buyer
So you’ve decided you want to buy a new home? Congratulations! Making this huge decision is just the first step in your upcoming home loan journey. But it’s an exciting one. The next step is to save for a house deposit. But how much do you actually need for a house...
First Home Buyer, Lenders Mortgage Insurance, Next Home Buyer
Lenders Mortgage Insurance Explained – What is LMI? Lenders mortgage insurance (LMI) is essentially an insurance policy you, as the mortgage holder, pays that protects the lenders from financial loss. Even with a small deposit, you can own your home sooner with...
Next Home Buyer, Refinancing
What are some of the incentives that various federal, state and other bodies have announced to help us all get through this once in a lifetime event? We have outlined below a summary of the key governments measures to help businesses and investors navigate through the...
Buying & Selling, First Home Buyer, Investor, Next Home Buyer
Recent data by CoreLogic and the Australian Bureau of Statistics revealed an increasing demand for mortgage lending after significant industry changes throughout 2019 that helped boost property prices as well. Buyers can lend more now than before and with the...
First Home Buyer, Investor, Loan Basics, Next Home Buyer
Refinancing a loan on your investment property can help you grow and improve the value of your portfolio. Why should you refinance your investment property? Refinancing your loan allows you to access the equity in your property. Equity is the proportion of the...
Next Home Buyer, Refinancing
Long gone the days where homeowners stay with the same loan for its entire lifetime. With so many options popping up in the market, there’s bound to be a better deal waiting for you. With APRA changes and RBA rate cuts, smaller lenders are more keen to keep up,...