Buying & Selling, First Home Buyer, Using a Broker
The Reserve Bank of Australia (RBA) has put a pause on the rate cuts, leaving the cash rate of 0.75 per cent unchanged until the next meeting. In recent months, it’s proven to be effective for the property market, as we’re seeing the market recovering with the...
Loan Basics, Personal Finance, Using a Broker
Did you know there have been important changes to credit reporting in Australia? These changes could impact your ability to take out a home loan, so it’s important to be aware of them. Comprehensive Credit Reporting (CCR) is the name given to Australia’s new credit...
First Home Buyer, Loan Basics, Using a Broker
Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month. If you’re confused about what the cash rate is and how it affects your mortgage, you’re not...
First Home Buyer, Loan Basics, Using a Broker
First home buyers are at an advantage with recent reforms making it much easier not only to secure a mortgage loan but take you closer to your dream home. With new options becoming available for you, it’s great time to look into your first home if you’ve been thinking...
Personal Finance, Refinancing, Using a Broker
Refinancing could potentially save you on interest, so it’s worth regularly reviewing your mortgage. Here’s why it’s a good idea to use a mortgage broker to refinance, rather than going direct to a lender. Expertise you can trust The mortgage industry has gone through...
Buying & Selling, First Home Buyer, Using a Broker
If you’re a first home buyer, the perfect opportunity to get into the property market is now. With RBA cuts, changes in the real estate market and new government scheme, it will become easier for you to become a homeowner. Currently, you will need a deposit of 20 per...